Retained Earnings

The Millionaire's Trade-Off: Why Your Trajectory Isn't What You Think

Hustle culture, early retirement, and the family math nobody talks about

Sep 1 • Pablo Martell

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August 2026

Unhedged AI Liability

AI vendors demanding margin, Forced value based pricing, Private Equity's bet on professional services

Aug 5 • Pablo Martell

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June 2026

I Butchered the P&L Call

What I quietly learned at Goldman Sachs that I still use every day

Jun 18 • Pablo Martell

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March 2026

The Accountability Premium

Why AI Increases the Value of the Human Professional

Mar 31 • Pablo Martell

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The Growth Trap

Why Success Is a Liquidity Event

Mar 3 • Pablo Martell

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December 2025

2025 Reflection & 2026 Outlook

Alpine Mar, AI start up, and more

Dec 2, 2025 • Pablo Martell

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